Touring caravan insurance – safe or sorry?
Err on the side of caution and buy touring caravan insurance.
"It's always better to be safe than sorry", the old saying goes. That's why the insurance market exists, and that's why it's a good idea to buy touring caravan insurance. Unless you have excellent coverage on your motor policy, you'll need to take additional precautions, whether you're caravanning in the UK or on the continent.
Why buy touring caravan insurance?
For most caravanners, the caravan is a prized possession. Whether it's a small second-hand van, or a top-of-the-range luxury model, it's your home on wheels for your summer holiday and all those weekends in between. For those people who take caravanning really seriously, there's no question about buying the right level of touring caravan insurance and the same should be true of everyone who takes a caravan on the road. Towing a caravan isn't as easy as it looks, and they can be extremely vulnerable to burglary or vandalism – just think of the number of family caravanners who have playstations, TVs, MP3 players and portable games consoles inside what can be a relatively flimsy temporary home. For this reason alone, it makes sense to check and double check that you have the right touring caravan insurance in place.
Where do I buy touring caravan insurance?
There are insurance brokers and insurance providers that specialise in providing comprehensive touring caravan insurance. These policies are specifically designed for touring caravans, rather than static caravans or motor homes, so you know that you're getting cover that's relevant to your needs. Your policy may include:
- Breakdown cover – this will help if you break down whilst towing your caravan or if there is a problem with the caravan itself during transit. This is particularly useful if you're travelling abroad, where your current road recovery cover may not be valid.
- New-for-old – this is an important clause in any touring caravan insurance policy. If your caravan is damaged beyond repair, a good touring caravan insurance company will allow you to buy a new caravan as a replacement – within an agreed value.
- Awnings included – for many people, it's not just the caravan that needs insuring – it's the contents and the additional items, such as awnings. A good policy will provide comprehensive cover for all these extras.
- Alternative accommodation – imagine arriving at your holiday destination and finding your caravan damaged and un-usable the very next day. Where will you stay? Touring caravan insurance from the leading providers will cover you for some or all of your temporary accommodation costs, meaning that your holiday isn't completely ruined.
Touring caravan insurance – Try insuranceforcaravans.co.uk today
Find the caravan insurance policy that's best for you at InsuranceforCaravans.co.uk. With a range of financial promotions for firms who provide Touring Caravan Insurance, simply visit our advertisers websites to find out what each insurance policy covers and you are bound to find a product that suits you. Don’t take any chances with the safety of your caravan – try insuranceforcaravans.co.uk today.